And due to its size, Chase offers accounts for pretty much everyone. Unlike most of the banks on this list that have an online-only focus, Chase offers one of the biggest networks of branch locations in the United States with over 4,700 locations.
But for banks that operate in nearly every part of the country, Chase stands out as the best for customer service. Power National Bank Satisfaction Study and is one of two banks that received a perfect rating in the Power Circle Ratings. Be on the lookout for accounts with no monthly fees so you don’t have to worry about these types of charges.Ĭhase Bank ranked second in last year’s national J.D. Many banks charge monthly maintenance fees unless you meet specific minimum balance or activity requirements. Speaking of which, fees are a very important thing to look for before you open a new account. Instant transfer services are another convenient feature to look for-if you want a cash-free way to send money to friends, be on the lookout for banks that offer products like Zelle, which allow you to instantly transfer funds to other accounts without an extra app (even better if you can send and receive without paying any fees). And in the era of online banking, some institutions don't even exist as brick-and-mortar branches, so that's a new factor to consider.įor many people, online banking is the primary way they manage their accounts, so you may want to look for a bank that offers bill pay, remote check deposits and basic self-service from your computer or a mobile app. If you work for tips, then you'll want a bank that takes cash deposits. Look for the features that matter the most to you: If you're a frequent traveler, you might want a bank that reimburses you for other banks' ATM fees. Choosing a bank is not always easy, and what's best for you may be different than what's best for someone else. Your checking account is the place money comes in and goes out, and a savings account helps you stash funds away for an emergency or big savings goal. If you're like most Americans, your bank lies at the heart of your personal finances.